Hi, I’m Tracy , founder of Flourishing Families. I’m a Community Health Worker, childbirth educator, and Certified Lactation Support Provider dedicated to helping parents navigate birth, postpartum, and the real costs of growing a family. After experiencing unexpected expenses and emotional challenges during my own pregnancy and postpartum, I became passionate about making this journey more clear and less stressful for others. Through my guides and upcoming courses in childbirth education and lactation, I help families feel informed, supported, and confident every step of the way, so you can focus on what matters most.
SHOP LAUNCH SALE
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SHOP LAUNCH SALE ⋆
What it is:
A step-by-step workbook that shows you how to find, verify, and lower your expected childbirth costs—then track every call and bill with confidence.
You’ll learn to:
Call your plan like a pro: exact word-for-word scripts and what to ask
Confirm in-network status for hospital, OB group, anesthesia, pediatrics, labs, imaging, and lactation
Tell the difference between facility fees and professional fees (and why both matter)
Spot errors on bills and request itemized statements with codes
Ask for prompt-pay discounts, 0% interest payment plans, and financial assistance (charity care)
What’s inside
Quick-start guide (why birth bills get weird + how to stay organized)
Write-in lines for plan details (deductible, coinsurance, OOP max, YTD)
Benefits & prior-auth scripts + “get a call reference number” prompts
Preauth & Network-check tracker (hospital, OB, anesthesia, peds, labs, imaging, lactation)
Birth setting comparison (hospital, accredited birth center, home birth) with notes
Negotiation & Aid section (itemized bill checklist, sample email/call scripts)
GED-friendly glossary with plain-English explanations and real-life examples
Space for notes on every section so you can make it your plan, your numbers
Perfect for:
First-time parents, VBAC planners, high-deductible plans, folks switching insurance mid-pregnancy, or anyone who wants a calmer, clearer money plan.
What it is:
A simple, editable spreadsheet that estimates your out-of-pocket for delivery using your plan details and the allowed amounts your insurer or hospital provides.
Key features:
Inputs for deductible, coinsurance, out-of-pocket max, and what you’ve paid so far this year
Separate lines for facility (labor and deliver + room/board), OB global, anesthesia, newborn care, labs, imaging, lactation, and more
Auto-sum scaffolding to compare cost before out of pocket max vs out of pocket max remaining + copays
Tip: this is best used alongside the Your Guide to Paying for Childbirth workbook.
Contact Us
Want to know more about resources? Have questions about a purchase? Contact us today and we’ll get back to you shortly!