What you’ll be able to do in 60 minutes
Fill in your plan basics (deductible, coinsurance, out of pocket max, year to date).
Call your insurer using the script and log your call reference number.
Confirm in-network for the hospital, OB, anesthesia, pediatrics, lab, imaging, and lactation.
Ask for allowed-amount ranges and plug them into the estimator.
See your likely out-of-pocket cost and make a plan (payment options, discounts, or financial aid if needed).
Why parents love it
Plain English: No insurance degree required
Actionable: Scripts + checklists + write-in lines = you won’t wonder what to do next
Protective: Reference-number tracking and itemized-bill checklists help you fight errors
Flexible: Works for hospital, birth center, or home birth; HMO, PPO, EPO, HDHP
What’s included
47-page pdf e-book that includes quick-start guides, scripts, essential insurance glossary, write-in lines, network and preauthorization trackers, negotiation & financial aid, and more
Cost estimator spreadsheet, ready for you to edit
FAQs
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Yes. It’s designed for U.S. insurance and medical billing.
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No one can promise a final bill in advance. The estimator uses your plan details and the allowed amounts from your insurer/hospital to give a realistic range and a smart plan
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Yes. Many pages are still useful (scripts, call log, glossary, network checks), though your costs may be very low. The negotiation section also covers charity-care info that can apply to hospital balances.
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Your purchase is for personal use. You can print copies for your household.
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Because this is a digital download, sales are typically final. If you have trouble with a file, contact us and we’ll make it right.