Your Guide to Paying for Childbirth

What it is:

A step-by-step workbook that shows you how to find, verify, and lower your expected childbirth costs—then track every call and bill with confidence.

You’ll learn to:

• Call your plan like a pro: exact word-for-word scripts and what to ask

• Confirm in-network status for hospital, OB group, anesthesia, pediatrics, labs, imaging, and lactation

• Tell the difference between facility fees and professional fees (and why both matter)

• Spot errors on bills and request itemized statements with codes

• Ask for prompt-pay discounts, 0% interest payment plans, and financial assistance (charity care)

What’s inside

• Quick-start guide (why birth bills get weird + how to stay organized)

• Write-in lines for plan details (deductible, coinsurance, OOP max, YTD)

• Benefits & prior-auth scripts + “get a call reference number” prompts

• Preauth & Network-check tracker (hospital, OB, anesthesia, peds, labs, imaging, lactation)

• Birth setting comparison (hospital, accredited birth center, home birth) with notes

• Negotiation & Aid section (itemized bill checklist, sample email/call scripts)

• GED-friendly glossary with plain-English explanations and real-life examples

• Space for notes on every section so you can make it your plan, your numbers

Perfect for:

First-time parents, VBAC planners, high-deductible plans, folks switching insurance mid-pregnancy, or anyone who wants a calmer, clearer money plan.